/* ng1 shared shell · DD 90 / DD 66 · local Montserrat */
@font-face {
  font-family: "Montserrat";
  font-style: normal;
  font-weight: 400 800;
  font-display: swap;
  src: url("montserrat-latin.woff2") format("woff2");
}
:root {
  --taler-primary: #0042b3;
  --taler-primary-dark: #00318a;
  --taler-secondary: #a4c9ff;
  --taler-secondary-deep: #586a88;
  --taler-frame: #f1f1f4;
  --taler-link: #4160ff;
  --primary-container: #d3deff;
  --on-primary-container: #00134a;
  --white: #ffffff;
  --ink: #0c0c0e;
  --finma-bg: #0a1628;
  --finma-fg: #e8f0ff;
  --font: "Montserrat", system-ui, -apple-system, "Segoe UI", sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 5rem; }
body {
  margin: 0; font-family: var(--font); color: var(--ink);
  background: var(--white); line-height: 1.55;
}
a { color: var(--taler-link); }

.finma {
  position: sticky; top: 0; z-index: 2000;
  background: var(--finma-bg); color: var(--finma-fg);
  border-bottom: 4px solid var(--taler-primary);
  padding: 0.65rem 1rem 0.75rem;
  font-size: clamp(0.74rem, 2.2vw, 0.86rem);
  font-weight: 600; text-align: center;
}
.finma .mark {
  display: inline-block; margin-right: 0.4rem;
  padding: 0.12rem 0.45rem; background: var(--taler-primary); color: #fff;
  font-size: 0.65rem; font-weight: 800; letter-spacing: 0.1em;
  text-transform: uppercase; border-radius: 3px; vertical-align: middle;
}
.finma strong { color: var(--taler-secondary); }

.bar {
  display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between;
  gap: 0.75rem; padding: 0.75rem 1.25rem;
  background: var(--white); border-bottom: 1px solid #e6e8ef;
}
.bar .brand { display: flex; align-items: center; gap: 0.65rem; text-decoration: none; color: var(--ink); }
.bar .brand img { height: 40px; width: auto; display: block; }
.bar nav { display: flex; flex-wrap: wrap; gap: 0.9rem; font-size: 0.8rem; font-weight: 700; }
.bar nav a { color: var(--taler-secondary-deep); text-decoration: none; letter-spacing: 0.02em; }
.bar nav a:hover, .bar nav a[aria-current="page"] { color: var(--taler-primary); }

.page-hero {
  color: #fff;
  background: linear-gradient(155deg, var(--taler-primary) 0%, var(--taler-primary-dark) 52%, #001a4a 100%);
  padding: 2.5rem 1.25rem 2.75rem;
}
.page-hero-inner { max-width: 48rem; margin: 0 auto; }
.page-hero h1 {
  margin: 0 0 0.55rem; font-weight: 800; line-height: 1.1;
  font-size: clamp(1.6rem, 4vw, 2.35rem); letter-spacing: -0.02em;
}
.page-hero p { margin: 0; max-width: 34rem; font-weight: 500; opacity: 0.96; }

main.page { max-width: 48rem; margin: 0 auto; padding: 2rem 1.25rem 3rem; }
h2 {
  font-size: 1.15rem; font-weight: 800; letter-spacing: 0.02em;
  color: var(--taler-primary); margin: 1.75rem 0 0.75rem;
}
.stripe {
  background: var(--taler-frame); border-left: 6px solid var(--taler-primary);
  padding: 1.1rem 1.2rem; border-radius: 0 12px 12px 0; margin: 0 0 1rem;
}
.stripe ul { margin: 0.4rem 0 0; padding-left: 1.15rem; }
.stripe li { margin: 0.3rem 0; }

.steps { display: grid; gap: 0.75rem; }
.step {
  display: grid; grid-template-columns: 3rem 1fr; gap: 0.9rem; align-items: start;
  padding: 1.05rem 1.1rem; border: 1px solid #e6e8ef; border-radius: 12px; background: #fff;
}
.step .n {
  width: 3rem; height: 3rem; border-radius: 50%; background: var(--taler-primary); color: #fff;
  font-weight: 800; font-size: 1.15rem; display: flex; align-items: center; justify-content: center;
}
.step h3 { margin: 0 0 0.25rem; font-size: 1.02rem; font-weight: 700; }
.step p { margin: 0 0 0.45rem; color: #333; font-size: 0.95rem; }
.step .media { margin-top: 0.65rem; }
.step .media img {
  max-width: 100%; height: auto; border-radius: 10px; border: 1px solid #e6e8ef;
  display: block;
}

.apps { display: flex; flex-wrap: wrap; gap: 0.5rem; margin-top: 0.55rem; }
.apps a, .btn {
  display: inline-block; font-size: 0.8rem; font-weight: 700; text-decoration: none;
  padding: 0.45rem 0.8rem; border-radius: 8px; background: var(--taler-primary); color: #fff;
}
.apps a.sec, .btn.sec { background: var(--taler-secondary-deep); }

footer {
  background: #0a1628; color: #a8b8d0; text-align: center;
  padding: 1.75rem 1rem 2.5rem; font-size: 0.85rem;
}
footer a { color: var(--taler-secondary); }